Looking for a free car in Kentucky, a low-cost car, or help paying for car repairs? This page brings together the car assistance programs we found for Kentucky residents, from charity car programs to government help. Listings change often, so contact each program to confirm eligibility before you apply.
| Nonprofit car programs found | 2 |
|---|---|
| Types of help available | Car loans, Insurance help, Free cars, Repair help, Gas & rides |
| State TANF program | K-TAP |
| Low-income car insurance | No state program; assigned-risk plan available |
| Vehicle replacement grant | None found in our research |
Nonprofit car programs in Kentucky
Goodwill Cars to Work
Goodwill-backed car loans, down-payment help and affordable insurance, even with low credit.
Goodwill Last Mile to Work
Free bicycles for employed people who need a ride to work.
Government car assistance in Kentucky
K-TAP supportive services
Ask about transportation help for work activities.
Car repair help in Kentucky
Fixing the car you already have is often the fastest way to keep working. These Kentucky programs can help with car repairs:
- K-TAP supportive services — Ask about transportation help for work activities.
You can also ask Community Action Agencies, churches and charities in Kentucky for one-time repair help. See charities that help with car repairs and emergency car repair assistance.
Low-income car insurance in Kentucky
Kentucky does not run a state low-income car insurance program. Drivers who are turned down by regular insurers can get coverage through the state’s assigned-risk plan, and most drivers can lower their premium by comparing quotes, choosing appropriate coverage for an older car, and asking for good-driver and low-mileage discounts. Read our guide to low-income car insurance by state.
Statewide help available to everyone in Kentucky
- K-TAP: ask your caseworker about “supportive services” or transportation assistance for work.
- 211 Kentucky: dial 2-1-1 for local car repair funds, gas vouchers and car programs.
- Community Action Agencies: many run car, repair or emergency assistance programs.
- National programs: 1-800-Charity Cars, NABC Recycled Rides and nonprofit car loans.
- Veterans: the VA Automobile Allowance and adaptive equipment grants.
- Insurance: see low-income car insurance options for Kentucky drivers.
How to apply for car help in Kentucky
- Gather your documents using our application checklist.
- Ask a caseworker, employer, church or counselor for a referral letter.
- Contact the Kentucky programs above that match your needs.
- Apply with Free Car Help — it is free and takes about 10 minutes.
Never pay an application or delivery fee for a free car. Learn the warning signs of free car scams.
Frequently asked questions
Are there free car programs in Kentucky?
Yes. Kentucky has nonprofit programs that give donated cars to people in need, usually with a referral. Low-cost car, loan and repair programs are also listed on this page.
Does Kentucky have government help with cars?
Kentucky’s TANF program (K-TAP) can provide transportation supports such as car repairs or gas help for eligible families. K-TAP supportive services: Ask about transportation help for work activities.
How do I apply for a free car in Kentucky?
Contact the programs on this page, ask a caseworker or nonprofit for a referral letter, and submit a free application with Free Car Help. Never pay a fee to apply.
Car programs in states near Kentucky
Most car programs only serve their own area, but if you live near a state line, or are moving, these neighboring states may have options:
- Free car programs in Indiana — including Combined Community Services – Wheels to Work
- Free car programs in Ohio — including United Way of Greater Stark County and Lorain County Community Action – By Car
- Free car programs in West Virginia — including Good News Mountaineer Garage
- Free car programs in Virginia — including Vehicles for Change and Ways to Work
- Free car programs in Tennessee — including Mechanics On A Mission and Goodwill Industries of Middle Tennessee – Wheels-to-Work
- Free car programs in Missouri — including Working Wheels for Families and Project H.O.P.E. – Community Partnership of Southeast Missouri
- Free car programs in Illinois — including Cars of Hope and Women With Drive