Looking for a free car in New Jersey, a low-cost car, or help paying for car repairs? This page brings together the car assistance programs we found for New Jersey residents, from charity car programs to government help. Listings change often, so contact each program to confirm eligibility before you apply.
| Nonprofit car programs found | 2 |
|---|---|
| Types of help available | Car loans, Low-cost cars, Free cars, Insurance help |
| State TANF program | WorkFirst NJ |
| Low-income car insurance | Special Automobile Insurance Policy (about $365/year) |
| Vehicle replacement grant | None found in our research |
Nonprofit car programs in New Jersey
NORWESCAP
Matched-savings model to help buy a discounted car.
Strengthen Our Sisters
Support services for women and children, listed as a car resource.
Government car assistance in New Jersey
Special Automobile Insurance Policy (“Dollar-a-Day”)
About $365 a year for drivers enrolled in federal Medicaid with hospitalization. Medical coverage only.
Car repair help in New Jersey
Fixing the car you already have is often the fastest way to keep working. You can also ask Community Action Agencies, churches and charities in New Jersey for one-time repair help. See charities that help with car repairs and emergency car repair assistance.
Low-income car insurance in New Jersey
New Jersey’s Special Automobile Insurance Policy, known as “Dollar-a-Day” insurance, costs about $365 a year for drivers enrolled in federal Medicaid with hospitalization. It covers emergency medical treatment, not damage to vehicles. Read our guide to low-income car insurance by state.
Statewide help available to everyone in New Jersey
- WorkFirst NJ: ask your caseworker about “supportive services” or transportation assistance for work.
- 211 New Jersey: dial 2-1-1 for local car repair funds, gas vouchers and car programs.
- Community Action Agencies: many run car, repair or emergency assistance programs.
- National programs: 1-800-Charity Cars, NABC Recycled Rides and nonprofit car loans.
- Veterans: the VA Automobile Allowance and adaptive equipment grants.
- Insurance: see low-income car insurance options for New Jersey drivers.
How to apply for car help in New Jersey
- Gather your documents using our application checklist.
- Ask a caseworker, employer, church or counselor for a referral letter.
- Contact the New Jersey programs above that match your needs.
- Apply with Free Car Help — it is free and takes about 10 minutes.
Never pay an application or delivery fee for a free car. Learn the warning signs of free car scams.
Frequently asked questions
Are there free car programs in New Jersey?
Yes. New Jersey has nonprofit programs that give donated cars to people in need, usually with a referral. Low-cost car, loan and repair programs are also listed on this page.
Does New Jersey have government help with cars?
New Jersey’s TANF program (WorkFirst NJ) can provide transportation supports such as car repairs or gas help for eligible families. Special Automobile Insurance Policy (“Dollar-a-Day”): About $365 a year for drivers enrolled in federal Medicaid with hospitalization. Medical coverage only.
How do I apply for a free car in New Jersey?
Contact the programs on this page, ask a caseworker or nonprofit for a referral letter, and submit a free application with Free Car Help. Never pay a fee to apply.
Car programs in states near New Jersey
Most car programs only serve their own area, but if you live near a state line, or are moving, these neighboring states may have options:
- Free car programs in New York — including Catholic Charities of Schenectady County – Wheels for Work and Way to Work
- Free car programs in Pennsylvania — including Community Auto – The Lighthouse Foundation and Ways to Work
- Free car programs in Delaware